- “April Special: Spend More, Win More_Double Rewards Campaign” is valid from 1st April 2026 to 20th April 2026 (20 days).
- The purpose of this campaign is to organize for all KBZ Bank Credit Cardholders to participate in the Cashback and Lucky Draw programs by providing an opportunity to enjoy Double Rewards and win prizes, by making payments via KBZ POS terminals.
- Cashback Program
By making a transaction with a minimum spending amount of 150,000 MMK and above per voucher on KBZ POS with KBZ Bank Credit Card, the Credit Cardholders can enjoy 5% Cashback (up to 10,000 MMK). Each KBZ Credit Card is entitled to maximum (1) time Cashback per day. During this 20-day Campaign period, the number of eligible customers for cashback is limited and will be handled on a first-come, first-served basis. . Once this limit is reached, additional customers who make payment with KBZ Bank Credit Card will no longer be able to receive cashback.
4. Lucky Draw Program
By making a transaction with a minimum spending amount of 300,000 MMK and above per voucher on KBZ POS with KBZ Bank Credit Card, the Credit Cardholders will be eligible for a chance to win a Gift Voucher worth 50,000 MMK. The Gift Vouchers can be used at KKS Thai Food & B.B.Q 8 Mile branch. A total of (50) winners will be selected.
5. Special Double Rewards Opportunity
Cardholders who make a minimum payment of MMK 300,000 and above per voucher on KBZ POS with KBZ Bank Credit Cards are eligible to participate in both the Cashback and Lucky Draw programs and will also have the opportunity to earn Double Rewards. The more cardholders spend using their KBZ Bank Credit Card, the greater their chances of winning Cashback and Lucky Draw prizes.
6. The Cashback amount provided by this campaign will be credited directly to KBZ Bank Credit Card Accounts of the Cashback eligible Cardholders within (7) working days after the end of the Campaign. The Cashback eligible Cardholders will receive an SMS from KBZ Bank after the Cashback has been credited.
7. Gift Voucher winners will have to claim their gift vouchers during the office hours at Card Business Unit (CBU) – No.4(MS-4), Kandawgyi Yeik Mon Villa, 2nd Floor, Upper Mandalay Road,Mingalar Taung Nyunt Township till 30th June 2026 (Not included Public Holidays). KBZ Bank will not be held responsible for prizes claimed after the specified deadline. Winners shall have no right to request late claims for such prizes.
8. The Gift Voucher (50,000 MMK ) winners need to be collected with the winner’s original NRC and are not allowed to claim on behalf of the winners.The winner may accept the reward only after verification at the time of receipt. KBZ will not be liable for any errors or damage in the reward received by the Winner. KBZ Bank will not, under any circumstances, exchange Gift Vouchers received from this program for cash.
9. Winners of the Gift Voucher must use the voucher in accordance with the terms and conditions stated on the back of the Gift Voucher. The validity period of a Gift Voucher is till 31st July 2026. KBZ Bank will not be responsible for any Gift Vouchers that have expired.
10. In the Cashback and winners selection process, cardholders who have applied to close their Credit Cards will not be considered. Cashback eligible Cardholders and Gift Vouchers winners need to be system active users and non-delinquent users of Credit Cards without payment delinquencies during the three months prior to the campaign month.
11. Cashback eligible cardholders and Gift Voucher winners will be announced on KBZ Bank’s Facebook official page (with a blue mark) and official website within (10) working days after the Campaign. Therefore, the Cashback eligible Cardholders and Gift Voucher winners must acknowledge and agree that KBZ Bank may use the winner’s name and phone number (not the full phone number) to announce on social media and on the official website.
12. The date and timeline for announcing the Cashback eligible Cardholders and Gift Voucher winners and crediting the Cashback to the respective Credit Cards accounts may vary due to public holidays or circumstances beyond KBZ Bank’s control.
13. KBZ Bank employees will not contact participants in the Campaign to ask for OTP or PIN.
14. During this Campaign period, the Cardholders of KBZ Bank Credit Card (VISA, UnionPay, and MPU) will be entitled to enjoy the benefits stated in these Terms and Conditions, which will expire at the end of this campaign period. Winners who have received the gift voucher will be allowed to use them in accordance with the provisions stated in Section (9), as long as the gift voucher remains valid.
15. Customers are strictly forbidden to involve in any other form or manner of fraudulent activity during this Campaign. KBZ Bank has the right to cancel and/or ban any customer who is suspected to be involved in any form and/or manner of fraudulent activity.
16. In the event of any dispute arising between KBZ Bank Credit Card Customers and KBZ Bank regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ Bank without any prejudice to the statutory rights of the Customers.
17. KBZ Bank, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or campaign and the benefits or features regarding this campaign conditionally for some reasons without giving any notice.
18. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
19. All normal KBZ Bank Card Terms and Conditions and the Terms and Conditions of Merchant shops shall also apply.
20. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
21. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions during those circumstances.
22. These Terms and Conditions are made both in English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.