Shopper Installment Loan

The new Shopper Installment Loan enables you to make sizeable purchases with an upfront payment from KBZ Bank. A flexible monthly payment plan suited to your needs, helps you to repay the loan in installments.

Avoid disappointment when you find the perfect product with the new Shopper Installment Loan.

Benefits

  • Quick and easy application via web application
  • Up to 2 times of monthly salary
  • No guarantor
  • 0% down payment 
  • Flexible repayment tenor (12 months/18 months/24 months)

Rate and Fees 

  • 1.33% Monthly Interest Rate based on 16% APR
  • Application Fees of 5,000 Kyats (Apply until end of January 2020 to get discounted Application Fees of 1,000 MMK)

Eligibility

  • Salaried Employee 
  • Minimum monthly salary of 200,000 Kyats

Required Documents 

  • NRC Card (Original)
  • Household Chart for Myanmar Citizens and Ward Recommendation for Local Authoritative
  • Bank Statement 
  • Pay Slip (optional)

Your estimated monthly payment is only *********** for borrowing Principal ********.

Calculator

  • This information is only for your reference. 
  • Actual repayment amount will be in accordance with the specific loan amount and period you opt for. 
RegionType of BusinessPartner NameBranch NameAddress
Huawei Stores List
Yangon Mobile phone &
Accessories
MK Mobile and Accessories MK Mobile and Accessories Yangon J-11/12, Yuzana Plaza, Tamwe Township, Yangon. Ph:095009623
Mandalay MK Mobile and Accessories Mandalay No-C/153, 67*68, Thazin-Nguwar street, Chan Mya Tarsi Township, Mandalay. Ph:09777799396
Other Stores List
YangonMobile phone & Accessiories
WIN Mobile
Win mobile world (SanChaung) Branch-1No.46,48(A), Shan Kone Street, Sanchaung, Yangon.
Win mobile world (Myanmar Plaza) Branch-2Room (204), 2nd Floor, Myanmar Plaza, Yangon.
Win mobile world (St. John City Mall) Branch-3#02-02 Level 2, St. John City Mall, Corner of Min Ye` Kyaw Swar Road
and Pyay Road.
Win mobile world (Kantharyar Centre) Branch-4Kantharyar Centre (K-2-10, 2nd Floor), Corner of Kan Yeik Thar Rd,
U Aung Myat Rd, Mingalar Taung Nyunt Tsp, Yangon.
Snoopy Mobile
Snoopy Mobile (Tamwe)No(50),Kyarkwatthit street,Near Arthawka ,Tamwe Tsp,Yangon.
Snoopy Mobile (Parami)No(17),Parami Street,In front of Parami SainGayHar,Hling Tsp,Yangon.
Snoopy Mobile (North Oakalar)No(992),Thudamar St,Near Kantharyar Bus Stop,North Oakalarpa Tsp,Yangon.
Snoopy Mobile (Lanmadaw)No(789),Mahar Bandula St,between 13th St & Bonegyi St,(in front of City Mart),Lanmadaw Tsp,Yangon.
Snoopy Mobile (Thigangyun)No(910),Lay Daungkan Road,(Near Sanpya Bus Stop),Thigangyun Tsp,Yangon.
Snoopy Mobile (Sanchaung)No(73),Sanchaung St,Near Padonmar St,Sanchaung Tsp,Yangon.
Snoopy Mobile (Kamayut)No(121A),Ground floor,between (Sinyaytwin & San Yeik Nyein) Bus Stop,In front of Ga Mone Pwin,
Insein Road,Kamayut Tsp,Yangon.
Snoopy Mobile (Thanlyin)AEON Orange Supermarket(Near Kyite Khauk Pagoda),Thanlyin Tsp,Yangon.
Snoopy Mobile (Hlaing Tar Yar)No(102),Phayar St (Near Zailay Bus Stop),Hlaing Thar Yar Tsp,Yangon.
Yangon Mobile Store
Yangon Mobile Store (Hladen)No(27),San Yeik Nyein 3th St,(Near Thae Thae Gyi Store),Hledan Tsp,Yangon.
Yangon Mobile Store (Kyi Myint Daing)No(482),Lower Kyeemyindaing Road,Kyi Myint Daing Tsp,Yangon.
Yangon Mobile Store (Kyauktada)No(93\B),Anoryarhtar Road,(Seikkantha St & 38th St),Kyauktada Tsp,Yangon.
Yangon Mobile Store (Yankin-Bahan)No(195),U Chit Maung St,(Near Yankin Center),Bahan Tsp,Yangon.
Yangon Mobile Store (Insein-Phawtkan)No(18),Lower block Mingalardon St,Near Phawtkan Bus Stop,Insein Tsp,Yangon.
Yangon Mobile Store (Sanchaung)No(150),Bargayar Road, Kyeemyind Tsp,Yangon.
Orbit MobileOrbit Mobile Shop (Junction Square)C120, IT & Mobile Zone, First Floor, Junction Square Shopping Center, Kamayut Township, Yangon.
Mobile King
Mobile King(Tamwe)No.214, Pansodan (Middle Block), Kyauktada Township, Yangon.
Mobile King(Pansodan)No.214,Pansodan (Middle Block) Kyauktada Township, Yangon
Mobile King (Waibula)No.52, Thanthumar Road,
Mobile King (Zawana)No.38,Lay Daung Kan Main Road,Sa Ka Quarter,Thingangyun township,Yangon
Mobile King (North Oakalapa)No.182, Thumada Main Road,Za Quarter, North Oakalapa Township,Yangon
Technoland
Technoland_36th StreetNo. 162-170, 36th st (middle),Kyauktada Tsp, Yangon.
Technoland_Pyidaungzu Yeiktha StNo.(124), Pyidaungzu Yeiktha Street, Dagon Tsp, Yangon.
Technoland_Heldan CenterG01, Ground Fl, corner of Insein Rd & Hledan Rd, Kamayut Tsp, Yangon
Technoland_Thamine55F, Yangon Insein Rd, Hlaing Tsp, Yangon.
Technoland_U Chit MaungNo.51, U Chit Maung Rd, Bahan Tsp, Yangon.
UNIQUE
UNIQUE (IT, Mobile & Electronic Center) (Pansondan)No(261),Upper Pansodan Road,(between Anoryarhtar & Bogyoke Road),Kyauktada Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (Seikkanthar)No(194),Middle Block Seik Kan Thar Road,(Between Maharbandula St & Anoryarhtar St),Kyauktada Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (U Chit Maung)No(171),U Chit Maung Road,Near U Chit Maung Housing,Kyaikkasan Sout Ward,Bahan Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (Hlaing)No(31),Insein Road & KanLan (In front of Butaryone Lann Bus Stop),(9)Qut,Hlaing Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (North Oakalapa)No(923),Thudhammar Road,(Near Thudhammar St & Wai Bargi Road),North Oakalapa Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (Thingangyun)No(33),Lay Daungkan Road,(In front of AKK Shopping Mall),Thingangyun Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (Kabar Aye)No(41),Kabar Aye Road,(Near Hermitage Bus Stop & Hnin Si Gone St),Shwetaungkyar(2)Qut,Bahan Tsp Yangon.
EVO StoreEVO Store(La Pyae Wun Plaza)No.101,105,108,109, Lapyae Wun Plaza, Alan Pya Pagoda Road, Dagon township, Yangon.
ICEI.C.E (Computer & Mobile)No. 44/45/46/47/ Hledan Street, Lanmadaw Township,Yangon.
Computers & Accessories
Technoland
Technoland_36th StreetNo. 162-170, 36th st (middle),Kyauktada Tsp, Yangon.
Technoland_Pyidaungzu Yeiktha StNo.(124), Pyidaungzu Yeiktha Street, Dagon Tsp, Yangon.
Technoland_Heldan CenterG01, Ground Fl, corner of Insein Rd & Hledan Rd, Kamayut Tsp, Yangon
Technoland_Thamine55F, Yangon Insein Rd, Hlaing Tsp, Yangon.
Technoland_U Chit MaungNo.51, U Chit Maung Rd, Bahan Tsp, Yangon.
UNIQUE
UNIQUE (IT, Mobile & Electronic Center) (Pansondan)No(261),Upper Pansodan Road,(between Anoryarhtar & Bogyoke Road),Kyauktada Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (Seikkanthar)No(194),Middle Block Seik Kan Thar Road,(Between Maharbandula St & Anoryarhtar St),Kyauktada Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (U Chit Maung)No(171),U Chit Maung Road,Near U Chit Maung Housing,Kyaikkasan Sout Ward,Bahan Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (Hlaing)No(31),Insein Road & KanLan (In front of Butaryone Lann Bus Stop),(9)Qut,Hlaing Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (North Oakalapa)No(923),Thudhammar Road,(Near Thudhammar St & Wai Bargi Road),North Oakalapa Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (Thingangyun)No(33),Lay Daungkan Road,(In front of AKK Shopping Mall),Thingangyun Tsp,Yangon.
UNIQUE (IT, Mobile & Electronic Center) (Kabar Aye)No(41),Kabar Aye Road,(Near Hermitage Bus Stop & Hnin Si Gone St),Shwetaungkyar(2)Qut,Bahan Tsp Yangon.
EVO StoreEVO Store(La Pyae Wun Plaza)No.101,105,108,109, Lapyae Wun Plaza, Alan Pya Pagoda Road, Dagon township, Yangon.
ICEI.C.E (Computer & Mobile)No. 44/45/46/47/ Hledan Street, Lanmadaw Township,Yangon.
Camera
Moe Cherry MOE CHERRY (Digital Camera Shop)No (132\A), 33th Street(Middle Block), Kyauktada Tsp,Yangon.
Royal Digital CameraRoyal Digital Camera (34st)No.(161), 34 Street, Kyauktada Township, Yangon
Gold/Platinum/Diamond
Lady Grace Lady Grace Diamond LandNo.(84/C), Golden Royal Sayarsan Condo, Betweeb Yankin Center and Max Energy, Bahan Toenship, Yangon
MandalayMobile phone & Accessiories
Super Mobile
Super Mobile (MDY 78st)78 st , bet 27-28 st
Super Mobile (MDY Manawhari)D -2/13 , Manawhari St,Bet 62-64 st
Mi Home
Mi Home (MDY)No.(151),Manawhari st,Bet 62-64 st
MI Home (MDY)Corner of 78 st -28 st
Mobile Like
Mobile Like35street bet 84 & 85 road, Mandalay
Mobile Like62st ,Myawaddy Min Gyi Road
New Asiacorner of 35 st 76 st
Oscar MoblieMingalar Mandalay
Yee Shin
Yee Shin Mobile180 st . Bet 34-35 st
Yee Shin Mobile280 st . Bet 32-33 st
Tele MobileTele Mobile35 st, bet 69-70 st
Orange MobileOrange Mobilecorner of 31-82 st
TechnolandTechnoland
(Mandalay 78)
78th St, Between 39th and 40th St, Mahar Aung Myay Tsp, Mandalay.
UNIQUEUNIQUE (MDY-1)
(IT, Mobile & Electronic Center)
No(11),78th Street,(between 33th & 34th),In front of Diamond Palarzar,Chan Ayethar Zan Tsp,Mandalay.
Samsung
Samsung Showroom MANDALAYNo.D3,78St, Between 27 St & 28 St, Chanayetharzan Tsp.
Samsung Showroom MANDALAY80th Street, Between 30th & 31th Street, Chanayethazan.
SAMSUNG SHOWROOM CHANMYATHAZIBlock 1, Unit 9, Mingalar Mandalay, Mandalay.
SAMSUNG SHOWROOM CHANAYETHARZANConer Of 28 * 73 Chanayetharzan Township.
Computers & Accessories
TechnolandTechnoland
(Mandalay 78)
78th St, Between 39th and 40th St, Mahar Aung Myay Tsp, Mandalay.
UNIQUEUNIQUE (MDY-1)
(IT, Mobile & Electronic Center)
No(11),78th Street,(between 33th & 34th),In front of Diamond Palarzar,Chan Ayethar Zan Tsp,Mandalay.
Other Electronic devices
Samsung
Samsung Showroom MANDALAYNo.D3,78St, Between 27 St & 28 St, Chanayetharzan Tsp.
Samsung Showroom MANDALAY80th Street, Between 30th & 31th Street, Chanayethazan.
SAMSUNG SHOWROOM CHANMYATHAZIBlock 1, Unit 9, Mingalar Mandalay, Mandalay.
SAMSUNG SHOWROOM CHANAYETHARZANConer Of 28 * 73 Chanayetharzan Township.

Q & A

How do I apply for Shopper Installment Loan?

You can easily apply through this link https://shopper.kbzbank.com

What is the next step for me after applying?

If your application has been approved, you will get the Approved Code via SMS to purchase. Else, you will receive the Rejected SMS.

What should I do after receiving the approved code? 

You can show the approved code at the store to purchase.

How long will it take to know the loan status after applying? 

 It will take only 24 working hours.

Can I buy at any store? 

We have our partner stores and you can buy from there. For more information, you can see the store list here <link>.

I am having applying online. Who should I contact for inquiries? 

You can contact us via the Hotline number 09-951018555 and via Email customer_service@kbzbank.com.

If shopping amount exceeds the credit limit, can I still proceed?

Yes, you can pay in cash for exceeded amount.

If shopping amount is less than the credit limit, can I use my remaining credit for next purchase?

No, you cannot use that remaining credit.

Can we use combined salary to apply?

No, you cannot use.

How to make repayment?

Repayment will be automatically debited from your bank account that is used when you applied the Shopper Instalment Loan.

Is there a late fee or penalty when the repayment due? 

Yes, there is a late fee with 12% per annum.

How can customers utilize the loan if they do not receive or lose the loan approval code message?

Customer needs to contact us via Hotline  number 09-951018555 and via Email customer_service@kbzbank.com. We will provide the approval code again.

Can I apply for more than one loan?

No, you cannot.

Can I apply for a loan after being declined?

You can get the Declined SMS with reason. If the reason is in-complete documents, you can re-submit the updated application within 15 working days.

What should I do if my loan application is rejected?

Depending on the reason for your rejection, you may be able to re-apply with the correct documents.

Which documents do I need to apply?

You must have KBZ Bank Account. You do have the current mobile number and must have regular income. Also, we need the following documents from you:

  1. Current Photo
  2. NRC (Back & Forth)
  3. Ward Recommendation (for Shopper Instalment Loan)
  4. Household Registration
  5. Payslip (or) Bank Statement (6 months)

Contact Us

Kanbawza Bank, Call Center
Call Center: 09-951018555
Email: customer_service@kbzbank.com
Opening Hours: 24/7 Monday – Sunday

Kanbawza Bank, Smart Unsecured Consumer VC
Contact No: 01-8370214
Email: smart.unsecuredconsumer@kbzbank.com
Opening Hour: 9:00 AM – 5:00 PM (Weekdays)