Website Usage T&C

TERMS AND CONDITIONS FOR WEBSITE USAGE

Welcome to the Website of KBZ Bank Ltd. If the User continue to browse and use this Website, the User is agreeing
to comply with and be bound by the following terms and conditions of use, which together with our privacy policy
govern KBZ Bank’s relationship with the User in relation to this Website, including all Pages or Links within this
Website (collectively referred to herein below as this “Website”). If the User disagree with any part of these terms and
conditions, please do not use our Website.

1. DEFINITIONS
   1.1. “KBZ Bank means means Kanbawza Bank Limited and all the branches of KBZ Bank, including any
   branches that shall be set up by KBZ Bank in the future.
   1.2. “Links” means a word or phrase on Pages that the user clicks on to jump to another Page on the
   same site or to a Page on an external site or point to another location on the same Page. The Link
   can also point to another location on the same Page.
   1.3. “Pages” means a document which can be displayed in a web browser such as Firefox, Google
   Chrome, Opera, Microsoft Internet Explorer.
   1.4. “The User” means to the user of the Website of KBZ Bank.
2. USE OF WEBSITE
   The use of this Website is subject to the following terms of use:
   2.1 The content of the Pages of this Website is for the User’s general information and use only. It is
   subject to change without notice.
   2.2 This Website uses cookies to monitor browsing preferences.
3. LICENSE TO USE WEBSITE
   This Website contains material which is owned by or licensed to KBZ Bank. This material includes, but is not
   limited to, the design, layout look, appearance and graphics. Reproduction is prohibited other than in
   accordance with the copyright notice, which forms part of these terms and conditions.
4. DATA LOSS
   The User’s use of any information or materials on this Website is entirely at the User’s own risk, for which KBZ
   Bank shall not be liable. It shall be the User’s own responsibility to ensure that any products, services or
   information available through this Website meet the User’s specific requirements.

5. ACCEPTABLE USE
   5.1 The User agree not to use the Website for any unlawful purpose or any purpose prohibited under this
   Terms and Conditions. The User agree not to use the Website in any way that damages the Website,
   Services or general business of KBZ Bank.
   5.2 The User further agree not to use the Website;
   5.2.1 To harass, abuse or threaten others or otherwise violate any person’s legal rights;
   5.2.2 To upload or otherwise disseminate any computer viruses or other software that may damage
   the property of another;
   5.2.3 To perpetrate any fraud;
   5.2.4 To publish or distribute any obscene or defamatory material;
   5.2.5 To publish or distribute any material that incites violence, hate or discrimination towards any
   group;
   5.2.6 To unlawfully gather information about others.
6. INTELLECTUAL PROPERTY
   KBZ Bank is an owner of all intellectual property rights, whether in contents or wording, pictures, signs, logo,
   trade service marks, trade name as well as all design works, in all documents and Websites (and all
   modifications thereto) of KBZ Bank. KBZ Bank reserves any rights not expressly granted herein. The User
   must not exploit the intellectual property right of KBZ Bank or make any advertisement without receiving prior
   written consent from KBZ Bank. The User shall not perform or allow any third party to perform any action that
   might cause damage to the image, trademark, trade name or other intellectual property right of KBZ Bank. All
   trademarks reproduced in this Website which are not the property of, or licensed to, the operator are
   acknowledged on the Website.
7. LIMITATION OF LIABILITY
   7.1. KBZ Bank is not responsible for negligence, omission or any other cause on the part of the shop
   employee, agents or if the payment to the shop owner is denied.
   7.2. KBZ Bank is not liable for errors due to machine fault, technological errors, errors of fact and
   connection cut-offs.
   7.3. From time to time this Website may also include Links to other Websites. These Links are provided
   for the User’s convenience to provide further information. They do not signify that we endorse the
   Website(s). We have no responsibility for the content of the linked Website(s).
   7.4. KBZ Bank shall not be liable to the other for any loss of profits, loss of data, loss of use, cost of cover,
   business interruption or other special and incidental, indirect, punitive or consequential damages,
   howsoever caused, under whatsoever theory of liability, arising from the performance of, or relating
   to, this terms and conditions, unless either party causing loss did so willfully, negligently or without the
   due care and skill required for someone in the position of that party.

8. WARRANTY
   8.1 This Website is provided “as is,” with all faults, and KBZ Bank makes no express or implied
   representations or warranties, of any kind related to this Website or the materials contained on this
   Website. Additionally, nothing contained on this Website shall be construed as providing consult or
   advice to the User.
   8.2 Neither KBZ Bank nor any third parties provide any warranty or guarantee as to the accuracy,
   timelines, performance, completeness or suitability of the information and materials found or offered
   on this Website for any particular purpose. The User acknowledge that such information and materials
   may contain inaccuracies or errors to the fullest extent permitted by law.
   8.3 As a condition of the use of services, the User warrants to KBZ Bank that the User will not use
   services for any unlawful purpose. The User agrees to abide by all applicable laws, rules, regulations
   and statutory requirements regarding the use of services.
9. INDEMNITY
   9.1 The User agrees to defend, indemnify and hold harmless KBZ Bank against any and all claims,
   losses, penalties, causes of action, damages, liability, costs, expenses (including but not limited to
   reasonable attorney fees) or claims caused by or resulting from the use of any information or
   materials on this Website.
   9.2 Unauthorised use of this Website may give rise to a claim for damages and/or be a criminal offence.
10. FORCE MAJEURE
    The User understands that KBZ Bank shall not be liable for any failure of or delay in the performance of this
    Website services for the period that such failure or delay is due to causes beyond its reasonable control,
    including but not limited to acts of God, war, strikes or labor disputes, embargoes, government orders, fire,
    flood, torrential rain, storm or other extreme weather conditions, riot, insurrection, civil commotion, sanctions,
    boycott, failure of electricity, equipment failure, or any other force majeure event. KBZ Bank performance of
    this services will, to the extent that it is prevented, hindered or delayed by such circumstances, be suspended
    until such circumstances cease to exist. KBZ Bank will not be liable to The User or any other party or be
    considered in breach of this terms and conditions for a failure to perform, or delay in performing, any such
    obligation set out in this terms and conditions while those circumstances continue.
11. ASSIGNMENT
    The User shall not assign its rights or obligations under these Terms and Conditions, in whole or in part, nor
    enter into any subcontract to perform any portion of these Terms and Conditions, without the written consent
    of KBZ Bank.

12. AMENDMENT
    The User acknowledges that KBZ Bank reserves the right to amend, modify or substitute any provisions of
    this Terms and Conditions or to the Website services and/or any charges at any time for any reason at its
    sole discretion and without any prior notice. The User shall be responsible for regularly reviewing these terms
    including amendments thereto as may be posted on the online.
13. SEVERABILITY
    Each of the provisions of this Terms and Conditions shall be several and distinct from one another. If any of
    the provisions of these Terms and Conditions becomes invalid, void, illegal or unenforceable in any respect
    under any law, the validity, legally and enforceability of the remaining provisions shall not in any way be
    thereby affected or impaired.
14. NO RELATIONSHIP
    Nothing in this Terms and Conditions shall be construed as to create the relationship of employer-employee,
    partners, collaborators, joint-venture between the parties hereto. The parties shall be independent contractors
    and neither party shall bind the other by its acts, deeds or omissions.
15. WAIVERS
    Failure or delay on part of either party to enforce any provision(s) of these Terms and Conditions at any point
    of time shall not be construed to be a waiver by such party of such rights thereafter to enforce each and every
    provision of these Terms and Conditions.
16. GOVERNING LAW AND DISPUTE RESOLUTION
    These Terms and Conditions shall be governed by, and construed in accordance with, the laws of the
    Republic of the Union of Myanmar and the Courts in Myanmar shall have exclusive jurisdiction to solve any
    dispute arising from or under these Terms and Conditions.
17. LANGUAGE
    These Terms and Conditions are made in both English and Myanmar and both versions shall be equally
    authentic and effective. In case of any discrepancy between two versions, the Myanmar version shall prevail.