The “IR Campaign” for Customers who receive international remittances from Thailand and Japan Countries into their KBZPay Wallet and KBZ Bank Account through Western Union (WU), will be held from 1st April 2026 to 30th April 2026.
2. The purpose of this Campaign is to win the Cash Back for Customers who receive international remittances of Five Hundred Thousand (500,000) MMK and above into their KBZPay Wallet and KBZ Bank Account through Western Union. During the campaign period, the more qualifying transactions the Customer receives, the higher the chances of winning.
3. During the Campaign period, a total of 168 winners from two countries will be selected to receive Cashback rewards over a period of four weeks. This includes (21) weekly winners for Customers receiving international remittances from Thailand (totaling 84 winners) and 21 weekly winners for Customers receiving international remittances from Japan (totaling 84 winners).
4. During this campaign period, winners will be selected as follows: for the first week on April 8th, for the second week on April 15th, for the third week on April 22nd, and for the final week on May 1st. The winners will be announced within one (1) working week after the winners are selected.
5. KBZPay Level 2 Customers can participate in this Campaign. If KBZPay Level 1 Customers want to participate in the Campaign, they will need to upgrade their KBZPay Level to KBZPay Level 2 successfully.
6. The weekly Cashback prizes, number of prizes, selection dates, and the number of winners to be selected per country for this campaign are as follows:
Weekly Cash Back rewards and number of prizes for both countries:
| Cash Back Prize (MMK) | No. of Winner | Total per week (MMK) |
| Thirty Thousand (30,000) Kyat | 20 | Six Hundred Thousand (600,000) Kyat |
| Five Thousand (50,000) Kyat | 14 | Seven Hundred Thousand (700,000) Kyat |
| One Hundred Thousand (100,000) Kyat | 6 | Six Hundred Thousand (600,000) Kyat |
| Three Hundred Thousand (300,000) Kyat | 2 | Six Hundred Thousand (600,000) Kyat |
| Total | 42 | Two million five hundred thousand (2,500,000) Kyats |
Weekly number of winners and selection dates for both countries
| Campaign Period | Winner Selection Date | Thailand Region Winner | Japan Region Winner | Total Winners |
| First Week (April 1st to April 7) | 8th April,2026 | 21 | 21 | 42 |
| Second Week (April 8 to April 14) | 15th April,2026 | 21 | 21 | 42 |
| Third Week (April 15 to April 21) | 22nd April,2026 | 21 | 21 | 42 |
| Last Week (April 22 to April 30) | 1st May,2026 | 21 | 21 | 42 |
| Total | – | 84 | 84 | 168 |
7. Winners will have their Cashback credited directly to their KBZPay wallets or KBZ Bank Account used to receive their international remittance within one (1) working week after the winners are selected. The Cashback crediting time may vary due to circumstances beyond the control of KBZ Bank.
8. During this Campaign period, KBZPay Customers will be entitled to enjoy benefits stated in these Terms and Conditions, which will expire at the end of this Campaign period.
9. KBZ employees will never ask the participants in the Campaign to ask for OTP, PIN, or KBZPay Account information.
10. Customers are strictly forbidden to involve in any other form or manner of fraudulent activities during this Campaign. KBZ has the right to cancel and/or ban any Customer who is suspected to be involved in any form and/or manner of fraudulent activities.
11. In the event of any dispute arising between KBZPay Customers and KBZ regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ without any prejudice to the statutory rights of the Customer.
12. Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms and Conditions without giving any notice.
13. KBZ, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.
14. All normal KBZPay Terms and Conditions shall apply.
15. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.
16. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances continue.
17. These Terms and Conditions are made in both English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between the two versions, the Myanmar version shall prevail.