Cards
MPU Credit Card
The KBZ MPU Credit Card is the most sophisticated and simple to use anywhere in the country that is connected to MPU. Since MPU Credit Card allows customers to effortlessly make transaction, it is very practical for online/offline payment, shopping and dining at the restaurants.
Benefits
Card Validity
3 years
Currency
MMK
Over Limit
10% of Credit Limit
Cash Advance Limit
50% of Credit Limit
Card Activation
KBZ Branches
POS Purchase Limit
Domestic – 5 Million MMK/Day
ATM Withdrawal Limit
Domestic – 1 Million MMK/Day
Transaction Limit
Domestic – 5 Million MMK/Day
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 30,000 MMK |
| • Renewal Fee (Supple) | – 15,000 MMK |
| • Annual Fee (Principle) | – 80,000 MMK |
| • Annual fee (Supple) | – 40,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fees (KBZ ATM) | – 5% (Min – 5,000 MMK) |
| • Cash Advance Fees (Other MPU’s ATM) | – 5% (Min – 5,000 MMK) + Other Bank Charges |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 3% (Min – 10,000 MMK) |
| • Interest (Per Annum) | – 20% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 10,000 MMK |
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 20,000 MMK |
| • Renewal Fee (Supple) | – 10,000 MMK |
| • Annual Fee (Principle) | – 40,000 MMK |
| • Annual fee (Supple) | – 20,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fees (KBZ ATM) | – 5% (Min – 5,000 MMK) |
| • Cash Advance Fees (Other MPU’s ATM) | – 5% (Min – 5,000 MMK) + Other Bank Charges |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 3% (Min – 10,000 MMK) |
| • Interest (Per Annum) | – 20% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 7,000 MMK |
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 15,000 MMK |
| • Renewal Fee (Supple) | – 7,500 MMK |
| • Annual Fee (Principle) | – 20,000 MMK |
| • Annual fee (Supple) | – 10,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fees (KBZ ATM) | – 5% (Min – 5,000 MMK) |
| • Cash Advance Fees (Other MPU’s ATM) | – 5% (Min – 5,000 MMK) + Other Bank Charges |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 3% (Min – 10,000 MMK) |
| • Interest (Per Annum) | – 20% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 5,000 MMK |
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
| Minimum Requirement | 100% of Deposit Amount |
| Credit Limit | Classic – MMK 2 Lakhs to 50 Lakhs Gold – MMK 10 Lakhs to 50 Lakhs Platinum – MMK 10 Lakhs to Maximum Credit Limit 300 Lakhs |
| Period of Facility | 3 Years |
| Billing Cycle | On 15th of each month |
| No Interest Period (applicable only for full payment | 45 Days (Starting from beginning of billing date and end on the payment due date) |
| Interest Rate | 20% |
| Repayment Amount | – Full Payment – Partial Payment – Minimum Payment – 10% of Total Outstanding |
| Repayment Method | – Auto debit from customer current Individual or Join Account (Personal) a/c – OTC at branch – Mobile Banking (QuickPay) – KBZPay (QuickPay) |
| Supplementary Card | Maximum 4 Supplementary Card |
| Required Document | – Application Form – NRC (Front/Back) |
| Processing Time | – 3 Working Days (Yangon Region) – 7 Working Days (Other Region) |
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
Guide to using MPU Credit Card
Since your credit card is only in inactive mode, it is necessary to activate the card at the KBZ bank branch when you pick up the card.
To do the Card Activation
- There is a signature area on the back of the card, you must sign in that space.
- The activation form must be signed.
Steps to change ATM PIN
- Insert your credit card into the nearest KBZ ATM machine.
- After inserting the card at the KBZ ATM, KBZ Bank will send a One-time Password (OTP) Message to your mobile phone that you provided when you applied for the card.
- When you receive the OTP (6) numbers, enter them in the ATM machine.
- To change the new PIN, enter the new ATM PIN (6) numbers that you want to keep two times.
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
MPU Credit Card
(Platinum)
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 30,000 MMK |
| • Renewal Fee (Supple) | – 15,000 MMK |
| • Annual Fee (Principle) | – 80,000 MMK |
| • Annual fee (Supple) | – 40,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fee (KBZ ATM) | – 3% (Min. 5,000 MMK) |
| • Cash Advance Fee (MPU ATM) | – 3% (Min. 5,000 MMK) + Other Bank Charges |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 2.5% (Min. 10,000 MMK) |
| • Interest (Per Annum) | – 20% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 10,000 MMK |
MPU Credit Card
(Gold)
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 20,000 MMK |
| • Renewal Fee (Supple) | – 10,000 MMK |
| • Annual Fee (Principle) | – 40,000 MMK |
| • Annual fee (Supple) | – 20,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fee (KBZ ATM) | – 3% (Min. 5,000 MMK) |
| • Cash Advance Fee (MPU ATM) | – 3% (Min. 5,000 MMK) + Other Bank Charges |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 2.5% (Min. 10,000 MMK) |
| • Interest (Per Annum) | – 20% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 7,000 MMK |
MPU Credit Card
(Classic)
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 15,000 MMK |
| • Renewal Fee (Supple) | – 7,500 MMK |
| • Annual Fee (Principle) | – 20,000 MMK |
| • Annual fee (Supple) | – 10,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fee (KBZ ATM) | – 3% (Min. 5,000 MMK) |
| • Cash Advance Fee (MPU ATM) | – 3% (Min. 5,000 MMK) + Other Bank Charges |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 2.5% (Min. 10,000 MMK) |
| • Interest (Per Annum) | – 20% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 5,000 MMK |
Minimum Requirement
100% of Deposit Amount
Credit Limit
Classic – MMK 2 Lakhs to 50 Lakhs
Gold – MMK 10 Lakhs to 50 Lakhs
Silver – MMK 10 Lakhs to Maximum Credit Limit 300 Lakhs
Period of Facility
3 Years
Billing Cycle
On 15th of each month
No Interest Period (applicable only for full payment)
45 Days (Starting from beginning of billing date
and end on the payment due date)
Interest Rate
20 %
Repayment Amount
• Full Payment
• Partial Payment
• Minimum Payment – 10% of Total Outstanding
Repayment Method
• Auto debit from customer current Individual or Joint Account (Personal) a/c
• OTC at branch
• Mobile Banking (QuickPay)
• KBZPay (QuickPay)
Supplementary Card
• Maximum 4 Supplementary Card
Required Document
• Application Form
• NRC (Front/Back)
Processing Time
• 3 Working Days (Yangon Region)
• 7 Working Days (Other Region)
Guide to using MPU Credit Card
Since your credit card is only in inactive mode, it is necessary to activate the card at the KBZ bank branch when you pick up the card.
To do the Card Activation
- There is a signature area on the back of the card, you must sign in that space.
- The activation form must be signed.
Steps to change ATM PIN
- Insert your credit card into the nearest KBZ ATM machine.
- After inserting the card at the KBZ ATM, KBZ Bank will send a One-time Password (OTP) Message to your mobile phone that you provided when you applied for the card.
- When you receive the OTP (6) numbers, enter them in the ATM machine.
- To change the new PIN, enter the new ATM PIN (6) numbers that you want to keep two times.
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES OFFER FOR MPU CREDIT CARD |
|---|---|---|---|---|
| 1 |  | Hla Spa | Yangon | Exclusive Discount 15% on all services (All Service of Hla Spa Lifestyle- 15% (Minimun price is $25++.) |
| 2 |  | Shwe Mingalar Spa | Yangon | Exclusive Discount 10% on all services (Cannot combine with any other promotions by merchant) |
| 3 |  | SB Furniture | Yangon | Exclusive Discount 5% on all services (5% Discount on spending) |
| 4 |  | Eliza | Yangon | - Get 10 % instant discount for Complete Facial Treatment - Get 5% instant discount for products |
| 5 |  | Power House Fitness | Yangon | Exclusive Discount up to 35% on membership packages: -Get 10% discount on 4 Months Membership package (USD $500) -Get 25% discount on 6 Months Membership package (USD $700) -Get 35% discount on 12 Months Membership package (USD $1200) |
| 6 |  | Platina Lusso-Furniture Mall | Yangon | All Items 5% + Seasonal Promotion |
| 7 |  | Inya Day Spa | Yangon | 15% Discount for all service |
| 8 |  | Fit Way Gym | Yangon | Exclusive discounts up to 35% and PT free sessions - 35% off + Free(5) Personal Training Sessions for 12 Months Gym Membership (1,800,000 MMK saved) - 25% Discount + Free(3) Personal Training Sessions for 06 Months Gym Membership (875,000 MMK) - 20% Discount + Free (1) Personal Training Session for 03 Months Gym Membership (475000 MMK) - 20% Discount for 01 Months Gym Membership (150,000 MMK) |
| 9 |  | Jasmine Dental Center | Yangon | 5% Discount for all treatment |
| 10 |  | Barberlogy Barbershop | Yangon | Exclusive Discount 10% (All Types of service: 10% Dis Off) |
| 11 |  | 5BB Broadband Fiber Internet Service | Yangon | Exclusive Discount 10% (10% discount for monthly Fees For 1 year) |
| 12 |  | 77 Baby Store | Yangon | Exclusive Discount 5% on all products |
| 13 |  | PRO 1 Global | Yangon Mandalay | Spending with KBZ MPU Platinum and Gold Credit Cards- Get PRO 1 Global Member card |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES OFFER FOR MPU CREDIT CARD |
|---|---|---|---|---|
| 1 |  | Zaragoza Myanmar | Yangon | Exclusive Discount 10% on all products |
| 2 |  | The Bridge Premium bags and leather goods | Yangon | Exclusive Discount 10% on all products |
| 3 |  | BESTO Fashion | Yangon | - Spending amount Above 100000 MMK (Get 5%) - Spending amount Above 200000 MMK (Get 10%) |
| 4 |  | High Culture | Yangon Mandalay | Exclusive Discount Up to 15% and Presents |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES OFFER FOR MPU CREDIT CARD |
|---|---|---|---|---|
| 1 |  | ParkRoyal Hotel | Yangon | Get Special Rates and presents in Dinning KBZ MPU Credit Card (Classic) - Spice Brasserie/Weekly Sunday Seafood Brunch for 2 Person $59 including Beer, Wine, Sparkling, Soft Drinks, Coffee & Tea - Cake Counter Any Special Cake 1 kg $ 29 including one Falooda KBZ MPU Credit Card(Gold and Platinum) - Shiki Tei / Friday & Saturday / Japanese Buffet $30 per person including Soft Drinks, Coffee & Tea - Club 5 / Thursday Friday , Saturday Bottle of GLENLIVET 12YRS 75CL BT including 3 Soft Drinks, Large Bowl of BBQ Chicken Wings $ 99 - Sichuan Do Hua Peking Duck 3 Ways $50 including Dessert Plate |
| 2 |  | Hotel Scion | Yangon | All Types of hotel room: 25% Dis off |
| 3 |  | Jasmine Palace Hotel | Yangon | - Exclusive Discount up to 20% on Room Charge - Exclusive Discount up to 10% on Foof and Beverage |
| 4 |  | Jasmine Naypyitaw Hotel | Naypyitaw | - Exclusive Discount up to 20% on Room Charge - Exclusive Discount up to 10% on Foof and Beverage |
| 5 |  | Jasmine Ngapali Hotel | Ngapali | - Exclusive Discount up to 20% on Room Charge - Exclusive Discount up to 10% on Foof and Beverage |
| 6 |  | Jasmine Taunggyi Hotel | Taunggyi | - Exclusive Discount up to 20% on Room Charge - Exclusive Discount up to 10% on Food and Beverage |
| 7 |  | UCT Taunggyi Hotel | Taunggyi | - Enter 500,000/- (5% Discount All Services on Bill) - Above 500,000/-(up to 10% Discount All Services on Bill) |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES OFFER FOR MPU CREDIT CARD |
|---|---|---|---|---|
| 1 |  | Snoopy Mobile | Yangon | - Cash back 5000 ks for Handsets (Spending 300,000 above for Smart Phone - 5,000 MMK off for 1st month) - Exclusive Discount 10% Discount on Accessories |
| 2 |  | Super Mobile | Yangon | Exclusive Discount 15% on Accessories (except Apple products) |
| 3 |  | Power Mobile | Yangon | Exclusive Discount 20% on Accessories |
| 4 |  | Home Aid | Mandalay | Exclusive Discount 3% on all products |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES OFFER FOR MPU CREDIT CARD |
|---|---|---|---|---|
| 1 |  | Splendid | Yangon | All accessories 10 % Discount (Execpt - Note book & System Box) |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES OFFER FOR MPU CREDIT CARD |
|---|---|---|---|---|
| 1 |  | Breeze Restaurant and lounge | Yangon | Exclusive Discount 10% Discount on Foods (minimun spending limit is $21++) |
| 2 |  | Noodle Bowl Restaurant & Lounge | Yangon | Get 10 % instant discount |
| 3 |  | Beerlogy Bar,BBQ and Restaurant | Yangon | Spending over 60,000MMK - Get Big Fruit Plate |
| 4 |  | The SAKE BROS | Yangon | 5% discount for all items |
| 5 |  | Manora Thai Cuisine & Bistro | Yangon | 10,000 gift voucher (on spending over 50,000/ks) |
| 6 |  | Secret Taste | Yangon | 10% off discount (FOOD ONLY) |
| 7 |  | AM House BBQ | Yangon | 10% Discount for All BBQ |
| 8 |  | Maha Chai Thai Restaurant | Mandalay | Exclusive Discount 10% Discount |
| 9 |  | KOFFEE KORNER | Mandalay | Exclusive Discount 10% Discount |
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