Cards
MPU Credit Card
The KBZ MPU Credit Card is the most sophisticated and simple to use anywhere in the country that is connected to MPU. Since MPU Credit Card allows customers to effortlessly make transaction, it is very practical for online/offline payment, shopping and dining at the restaurants.
Benefits
Card Validity
3 years
Currency
MMK
Over Limit
10% of Credit Limit
Cash Advance Limit
50% of Credit Limit
Card Activation
KBZ Branches
POS Purchase Limit
Domestic – 5 Million MMK/Day
ATM Withdrawal Limit
Domestic – 1 Million MMK/Day
Transaction Limit
Domestic – 5 Million MMK/Day
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 30,000 MMK |
| • Renewal Fee (Supple) | – 15,000 MMK |
| • Annual Fee (Principle) | – 80,000 MMK |
| • Annual fee (Supple) | – 40,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fees (Domestic ATM) | – 10,000 MMK |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 10,000 MMK |
| • Interest Rate (Annual) | – 16.5% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 10,000 MMK |
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 20,000 MMK |
| • Renewal Fee (Supple) | – 10,000 MMK |
| • Annual Fee (Principle) | – 40,000 MMK |
| • Annual fee (Supple) | – 20,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fees (Domestic ATM) | – 10,000 MMK |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 10,000 MMK |
| • Interest Rate (Annual) | – 16.5% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 7,000 MMK |
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 15,000 MMK |
| • Renewal Fee (Supple) | – 7,500 MMK |
| • Annual Fee (Principle) | – 20,000 MMK |
| • Annual fee (Supple) | – 10,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fees (Domestic ATM) | – 10,000 MMK |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 10,000 MMK |
| • Interest Rate (Annual) | – 16.5% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 5,000 MMK |
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
| Minimum Requirement | 100% of Deposit Amount |
| Credit Limit | Classic – MMK 2 Lakhs to 50 Lakhs Gold – MMK 10 Lakhs to 50 Lakhs Platinum – MMK 10 Lakhs to Maximum Credit Limit 300 Lakhs |
| Period of Facility | 3 Years |
| Billing Cycle | On 15th of each month |
| No Interest Period (applicable only for full payment | 45 Days (Starting from beginning of billing date and end on the payment due date) |
| Interest Rate | 20% |
| Repayment Amount | – Full Payment – Partial Payment – Minimum Payment – 10% of Total Outstanding |
| Repayment Method | – Auto debit from customer current Individual or Join Account (Personal) a/c – OTC at branch – Mobile Banking (QuickPay) – KBZPay (QuickPay) |
| Supplementary Card | Maximum 4 Supplementary Card |
| Required Document | – Application Form – NRC (Front/Back) |
| Processing Time | – 3 Working Days (Yangon Region) – 7 Working Days (Other Region) |
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
Guide to using MPU Credit Card
Since your credit card is only in inactive mode, it is necessary to activate the card at the KBZ bank branch when you pick up the card.
To do the Card Activation
- There is a signature area on the back of the card, you must sign in that space.
- The activation form must be signed.
Steps to change ATM PIN
- Insert your credit card into the nearest KBZ ATM machine.
- After inserting the card at the KBZ ATM, KBZ Bank will send a One-time Password (OTP) Message to your mobile phone that you provided when you applied for the card.
- When you receive the OTP (6) numbers, enter them in the ATM machine.
- To change the new PIN, enter the new ATM PIN (6) numbers that you want to keep two times.
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
MPU Credit Card
(Platinum)
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 30,000 MMK |
| • Renewal Fee (Supple) | – 15,000 MMK |
| • Annual Fee (Principle) | – 80,000 MMK |
| • Annual fee (Supple) | – 40,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fee (KBZ ATM) | – 3% (Min. 5,000 MMK) |
| • Cash Advance Fee (MPU ATM) | – 3% (Min. 5,000 MMK) + Other Bank Charges |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 2.5% (Min. 10,000 MMK) |
| • Interest (Per Annum) | – 20% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 10,000 MMK |
MPU Credit Card
(Gold)
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 20,000 MMK |
| • Renewal Fee (Supple) | – 10,000 MMK |
| • Annual Fee (Principle) | – 40,000 MMK |
| • Annual fee (Supple) | – 20,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fee (KBZ ATM) | – 3% (Min. 5,000 MMK) |
| • Cash Advance Fee (MPU ATM) | – 3% (Min. 5,000 MMK) + Other Bank Charges |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 2.5% (Min. 10,000 MMK) |
| • Interest (Per Annum) | – 20% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 7,000 MMK |
MPU Credit Card
(Classic)
| • Joining Fee (Principle) | – Free |
| • Joining Fee (Supple) | – Free |
| • Renewal Fee (Principle) | – 15,000 MMK |
| • Renewal Fee (Supple) | – 7,500 MMK |
| • Annual Fee (Principle) | – 20,000 MMK |
| • Annual fee (Supple) | – 10,000 MMK |
| • Card Fees | – Free |
| • PIN Reissuing Fee | – Free |
| • Cash Advance Fee (KBZ ATM) | – 3% (Min. 5,000 MMK) |
| • Cash Advance Fee (MPU ATM) | – 3% (Min. 5,000 MMK) + Other Bank Charges |
| • Balance Inquires Fees (KBZ ATM) | – Free |
| • Balance Inquires Fees (MPU ATM) | – Free |
| • Card Replacement Fees | – 10,000 MMK |
| • Late Fees (Per Month) | – 2.5% (Min. 10,000 MMK) |
| • Interest (Per Annum) | – 20% |
| • Limit Charge Fee | – 10,000 MMK |
| • Over Limit Fee (Per Month) | – 5,000 MMK |
Minimum Requirement
100% of Deposit Amount
Credit Limit
Classic – MMK 2 Lakhs to 50 Lakhs
Gold – MMK 10 Lakhs to 50 Lakhs
Silver – MMK 10 Lakhs to Maximum Credit Limit 300 Lakhs
Period of Facility
3 Years
Billing Cycle
On 15th of each month
No Interest Period (applicable only for full payment)
45 Days (Starting from beginning of billing date
and end on the payment due date)
Interest Rate
20 %
Repayment Amount
• Full Payment
• Partial Payment
• Minimum Payment – 10% of Total Outstanding
Repayment Method
• Auto debit from customer current Individual or Joint Account (Personal) a/c
• OTC at branch
• Mobile Banking (QuickPay)
• KBZPay (QuickPay)
Supplementary Card
• Maximum 4 Supplementary Card
Required Document
• Application Form
• NRC (Front/Back)
Processing Time
• 3 Working Days (Yangon Region)
• 7 Working Days (Other Region)
Guide to using MPU Credit Card
Since your credit card is only in inactive mode, it is necessary to activate the card at the KBZ bank branch when you pick up the card.
To do the Card Activation
- There is a signature area on the back of the card, you must sign in that space.
- The activation form must be signed.
Steps to change ATM PIN
- Insert your credit card into the nearest KBZ ATM machine.
- After inserting the card at the KBZ ATM, KBZ Bank will send a One-time Password (OTP) Message to your mobile phone that you provided when you applied for the card.
- When you receive the OTP (6) numbers, enter them in the ATM machine.
- To change the new PIN, enter the new ATM PIN (6) numbers that you want to keep two times.
WAY TO APPLY
Apply for the MPU Credit Card
or visit us at a branch.
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES DETAILS | VALID UNTIL |
|---|---|---|---|---|---|
| 1 |  | Hla Spa | Yangon | Exclusive Discount 15% on all services (All Service of Hla Spa Lifestyle- 15% (Minimun price is $25++.) | 1 Feb 2024 to 1 Feb 2025 |
| 2 |  | Shwe Mingalar Spa | Yangon | Exclusive Discount 10% on all services (Cannot combine with any other promotions by merchant) | 1 Feb 2024 to 1 Feb 2025 |
| 3 |  | Eliza | Yangon | - Get 10 % instant discount for Complete Facial Treatment - Get 5% instant discount for products | 1 Feb 2024 to 1 Feb 2025 |
| 4 |  | Inya Day Spa | Yangon | 15% Discount for all service | 1 Feb 2024 to 1 Feb 2025 |
| 5 |  | Jasmine Dental Center | Yangon | 5% Discount for all treatment | 1 Feb 2024 to 1 Feb 2025 |
| 6 |  | Barberlogy Barbershop | Yangon | 10% Discount for All Types of Services | 1 Feb 2024 to 1 Feb 2025 |
| 7 |  | 5BB Broadband Fiber Internet Service | Yangon | 5% Discount on Bill (additional add-in seasonal promotion) | 1 Feb 2024 to 1 Feb 2025 |
| 8 |  | 77 Baby Store | Yangon | Exclusive Discount 5% on all products | 1 Feb 2024 to 31 Jan 2025 |
| 9 |  | PRO 1 Global | Yangon Mandalay | Spending with KBZ MPU Platinum and Gold Credit Cards- Get PRO 1 Global Member card | 1 Feb 2024 to 1 Feb 2025 |
| 10 |  | Imperial Clinic | Yangon | Up to 50% Discount (except injection) Include Laser, Facial, RF Microneedling, Hifu, Cool Shaping Treatment | 1 Feb 2024 to 1 Feb 2025 |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES DETAILS | VALID UNTIL |
|---|---|---|---|---|---|
| 1 |  | Sense Clothing | Yangon | Exclusive 10% discount on the bill | 1 Feb 2024 to 1 Feb 2025 |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES OFFER FOR MPU CREDIT CARD | VALID UNTIL |
|---|---|---|---|---|---|
| 1 |  | Jasmine Palace Hotel | Yangon | - 10% Discount for outlets (Spa, bakery, buffet) - 10% Discount on walk-in room rate | 1 Feb 2024 to 1 Feb 2025 |
| 2 |  | Hotel Yadanarbon Mandalay | Mandalay | 1st Feb - 30th Sep 2024 (Except Thingyan Period 13-21 Apr) Room : 5% OFF on Walk in rate F&B : 10% OFF @ Sky Bar Restaurant/ Rooftop bar Spa : 10% OFF @ Yadanarpura Spa Laundry : 10% OFF 1st Oct 2024 - 31st Jan 2025 Room : 5% OFF on Walk in rate F&B : 5% OFF @ Sky Bar Restaurant/ Rooftop bar Spa : 10% OFF @ Yadanarpura Spa Laundry : 10% OFF | 1 Feb 2024 to 1 Feb 2025 |
| 3 |  | UCT Taunggyi Hotel | Taunggyi | - 5% Discount on all services (for a total spending of 500,000 MMK) - Up to 10 % discount on all services (for spending above 500,000 MMK) | 10 Feb 2024 to 10 Feb 2025 |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES DETAILS | VALID UNTIL |
|---|---|---|---|---|---|
| 1 |  | Super Mobile | Yangon | Exclusive Discount 15% on Accessories (except Apple products) | 10 Feb 2024 to 10 Feb 2025 |
| 2 |  | Power Mobile | Mandalay | Exclusive Discount 20% on Accessories (except Apple Products & Power Banks, maximum 100,000 MMK) | 10 Feb 2024 to 10 Feb 2025 |
| 3 |  | Home Aid | Mandalay | Exclusive Discount 3% on all products (maximum 500,000 MMK) | 10 Feb 2024 to 10 Feb 2025 |
| 4 |  | Smart Computer Technology | Yangon | Laptop Discount - Up to a discount of 30,000 to 150,000 MMK (selected items) Gaming Laptop Discount - 100,000 MMK discount (under 40 Lakhs) - 150,000 MMK discount (over 40 Lakhs) Office Laptop Discount - 30,000 MMK discount (core i3 Laptop) - 50,000 MMK discount (core i5 Laptop) - 70,000 MMK discount (core i7 Laptop) Desktop Discount - Up to a discount of 30,000 to 70,000 MMK (selected items) - 30,000 MMK discount (core i3 Desktop) - 50,000 MMK discount (core i5 Desktop) - 70,000 MMK discount (core i7/i9 Desktop) Accessories Discount - Up to 15% discount (selected items) | 1 Feb 2024 to 1 Feb 2025 |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES DETAILS | VALID UNTIL |
|---|---|---|---|---|---|
| 1 |  | Splendid | Yangon | Laptop Discount - Up to a discount of 30,000 to 150,000 MMK (selected items) Gaming Laptop Discount - 100,000 MMK discount (under 40 Lakhs) - 150,000 MMK discount (over 40 Lakhs) Office Laptop Discount - 30,000 MMK discount (core i3 Laptop) - 50,000 MMK discount (core i5 Laptop) - 70,000 MMK discount (core i7 Laptop) Desktop Discount - Up to a discount of 30,000 to 70,000 MMK (selected items) - 30,000 MMK discount (core i3 Desktop) - 50,000 MMK discount (core i5 Desktop) - 70,000 MMK discount (core i7/i9 Desktop) Accessories Discount - Up to 15% discount (selected items) | 1 Feb 2024 to 1 Feb 2025 |
| No. | LOGO | PARTICIPATING MERCHANTS | CITY | PRIVILEGES DETAILS | VALID TILL |
|---|---|---|---|---|---|
| 1 |  | Breeze Restaurant and lounge | Yangon | Exclusive 10% discount on foods | 1 Feb 2024 to 1 Feb 2025 |
| 2 |  | The SAKE BROS | Yangon | 5% discount for all items | 1 Feb 2024 to 1 Feb 2025 |
| 3 |  | Noodle Bowl Restaurant & Lounge | Yangon | Get 10 % instant discount | 1 Feb 2024 to 1 Feb 2025 |
| 4 |  | Maha Chai Thai Restaurant | Mandalay | Exclusive Discount 10% | 10 Feb 2024 to 10 Feb 2025 |
| 5 |  | Koffee Korner Cafe & Restaurant | Mandalay | Exclusive Discount 10% | 10 Feb 2024 to 10 Feb 2025 |
| 6 |  | Yoeyar Sushi | Mandalay | 5% discount for bills above 8000 Ks | 30 Mar 2024 to 30 Mar 2025 |
| 7 |  | Byblos Pub & Grill | Yangon | Exclusive 5% discount on the bill | 1 Feb 2024 to 1 Feb 2025 |
| 8 |  | Bella Ciao | Yangon | Exclusive 10% discount on the bill | 1 Feb 2024 to 1 Feb 2025 |
| 9 |  | Hot Pot Diary | Yangon | Exclusive Discount 5% off ( + Seasional promotion) | 22 Feb 2024 to 22 Feb 2025 |
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