KBZ UnionPay Credit Card

Home / Cards / KBZ UnionPay Credit Card

KBZ UnionPay Credit Card

UnionPay International (UPI) (previously known as China UnionPay [CUP]) is a leading payment card brand similar to other International card brands such as Visa, MasterCard and American Express. The UnionPay card is increasingly becoming one of the most important credit cards in Asia. The UnionPay merchant acceptance network extends to over 160 countries and at over 7,000 merchant acceptance in Myanmar.

There are two (2) type of cards issued by KBZ Bank to cater for it’s diverse customer segment to spend now and pay later while enjoying the rewards & convenience of card services

  • KBZ UPI Classic Card
  • KBZ UPI Platinum Card

Announcement to KBZ UnionPay Cardholders

Kindly be informed that effective 1.1.2018, for new card applications, the bank will stop providing the benefit of Sule Shangri-La GEM membership as the hotel is discontinuing the program.

However, for existing cardholders, the current Sule Shangri-La membership will be honored until the membership card expires.

Platinum & Classic Card Features

Global UPI Merchant Acceptance

Global Cash Advance (OTC &ATM), POS and Online Purchase

Cash Advance Limit (20% of Credit Limit)

Secured by EMV Card Standard

Supplementary Cards up to 4 cards

Applicable to Bank & for Non Bank Customers

15-45 days of free revolving credit facility

Minimum Payment Options (10% or MMK 10,000 whichever is higher)

If the outstanding amount is below MMK 10,000, actual amount is applicable

24 x 7 Customer Service

MPT Customers – 09951018555

Non-MPT Customers – 8555

Platinum Benefits

UnionPay Asia Prestige Program

(6 times / year free Airport VIP Lounge Access at over 400 Airports & Over 900 Lounges)

Overseas Travel Accident Insurance

( 2 times per year)

50% Joining Fee Discount for Supplementary Cards

25% Annual Fee Discount for Supplementary Cards

Personalized Service Assistance

MPT Customers – 09969508666

Non-MPT Customers – 8666

Global Emergency Medical, Travel Assistance & Concierge Service (Tel: +662 205 7748)

Exclusive Merchant Discounts

  • KBZ Merchant Offerings
  • Travel Mate Asia

Classic Benefits

50% Joining Fee Discount for Supplementary Cards

50% Annual Fee Discount for Supplementary Cards

Exclusive Merchant Discounts

  • KBZ Merchant Offerings
  • Travel Mate Asia

Eligibility to Apply for Card

  • 21 Yeards and above for Primary
  • 18 years and above for supplementary

Minimun Monthly income:

  • Classic:MMK 300,000
  • Platinum:MMK 2,000,000


Joining Fee

Principal10,000 MMK

Supplementary 5,000 MMK

Annual Fee

Principal15,000 MMK

Supplementary 7,500 MMK

Pin Reissue

3,000 MMK

Lost/ Stolen Card Replacement Fee

5,000 MMK

Over Limit

5,000 MMK

Temp Limit Increase

10,000 MMK


Joining Fee

Principal-20,000 MMK

Supplementary 10,000 MMK

Annual Fee

Principal100,000 MMK

Supplementary 75,000 MMK

Pin Reissue

3,000 MMK

Lost/ Stolen Card Replacement Fee

10,000 MMK

Over Limit

10,000 MMK

Temp Limit Increase

10,000 MMK

Interest rate
16% p.a
Cash Advance

2,000+ 2% (KBZ ATM)
5,000+ 2% (Other Bank ATM in local)
USD 5 + 2 %(INTL ATM)
Balance Inquiry
500 (Other Bank ATM in Local)
Late Payment
5,000 + 2%(<90days)
5,000 + 5%(>90days)
Statement Reprint

Why choose KBZ UnionPay Credit Card?


Never have to worry about not carrying enough cash when you are out.

Shop Online

Make online payments on e-commerce websites.


No need to worry about your cash being stolen with our EMV Smart Chip Technology

Overseas Travel Accident Insurance

KBZ Bank provides the Overseas Travel Accident Insurance only for KBZ UPI Platinum Cardholders, Myanmar Nationality and maximun of two times a year.

Global Airport VIP Lounge Service

Able to access Global Airport VIP Lounge Service.

Required Documents

Salaried(any two)

  • Pay slip
  • 3 Month Bank Statement
  • Employer confirmation letter
  • Copy of Tax Book

Self Employed(any two)

  • Last 6 month bank statment
  • Business license/ Company registration
  • Previous year Tax Receipt

Identification Document

  • Copy of NRC(both sides), Supplementary application included
  • Recent Passport Size Photo (applicable for principal cardholder)
  • Copy of Household Registration Certificate
  • Ward Registration Letter (Original)

Key details of UnionPay Asia Prestige Program (For Platinum Credit Cardhoders)

(a) Process to access to Global Airport VIP Lounge Service

  1. Once you have collected your card, you will receive SMS / email from DragonPass with website link   for you to download the Application to your smart phone together with user and password to enable you to login.
  2. Once log in, you will be able to see the Account Information (ID) and number of times you are entitle for the use of the lounge.
  3. Whenever you wish to use the Global VIP Lounge Service, you have to show the DragonPass ID on your smart phone, your International Passport, Boarding Pass and KBZ UPI Platinum Credit Card to the receptionist at the lounge to gain entry.

(b) Append below are the details of Global Emergency Medical & Travel Assistance and Concierge Services.

Global Medical AssistanceGlobal Travel AssistanceConcierge Services
Over-the Phone Medical Advice
Referral of Medical Service Provider
Hospital Admission
Guarantee of Medical Expenses incurred and
Monitoring of Medical Condition during Hospitalisation
Lost Luggage and/or Passport AssistanceHotel Referral and Reservation Assistance
Medical InterpreterReferral of Lawyers and Legal PractitionersFlight Information and Ticketing Assistance
Delivery of Essential MedicineEmergency Travel Service AssistanceTrain or Rail Information and Ticketing Assistance
Emergency Medical EvacuationEmergency InterpreterGolf Course Referral and Reservation Assistance
Repatriation of Mortal RemainsWorldwide Consulate and Embassy ReferralGlobal Concert and Performance Assistance
Compassionate Visit for Cardholders Traveling AloneEmergency MessageDining Referral and Reservation
Return of Minor ChildrenFlower and Gift Delivery Assistance
Arrangement of Accommodation

Key details of Overseas Travel Accident Insurance (For Platinum Credit Cardholders)

  1. KBZ Bank provides the Overseas Travel Accident Insurance only for KBZ UPI Platinum Cardholders, Myanmar Nationality and maximum of two times a year.
  2. Full benefit shall be paid to the nominated beneficiary in the event of death of the proposer caused by accident during the duration of this cover. The coverage of this insurance policy begins from the time when the proposer leaves Myanmar on a nominated day (departure date) and /or on receipt of the premium by Myanma Insurance and ends after the proposer arrives back to Myanmar on a nominated day (arrival date or up to the end coverage period as mentioned in policy).
  3. For  injury, approximate amount of benefit based on the extent of injury shall be paid.
  4. In any case maximum benefit out of this insurance shall not exceed MMK 5,000,000 for flight Trip and MMK 5,000,000 for Roundtrip.
  5. Prompt notice shall be given to the insurer in case of accident which may give rise to the claim and in no later than one month from the accident. The Burden of proof of death or injury for a claim is on the proposer or the beneficiary.
  6. The following supporting documents are required to submit with the claim:
    • Medical report from the Government hospital or clinic in case of injury
    • Death certificate in case of death
  7. The territorial limit of cover is within the country / countries stated in the proposal form
  8. For more information & details of the Terms & Conditions (T & C) of this Insurance, please read the detail T & C printed on the Travel Accident Insurance Registration Form or visit KBZ Bank website i.e www.kbzbank.com

Process to register for Overseas Travel Accident Insurance

  1. Before you travel, you are required to complete the prescribed Travel Accident Insurance Registration Form.
  2. The above mentioned prescribed Travel Accident Insurance Registration Form can be obtained from:
  3. After completing the form, please send the form before one week prior to departure to KBZ Bank Card department via email ([email protected]) or fax to +95 1 370 177.
  4. Kindly call KBZ Platinum Helpdesk number +95 1 370 066 to confirm the receipt of the form by KBZ Bank.

Notification of Card Dispute & Chargeback Policy

Kindly take note the below timeline to dispute any transactions arising from your card account. Please check your statement regularly. Failing which you may loose your right to dispute the transaction.

KBZ Debit Cards

  • Within 30 days from the transaction date

KBZ Credit Cards

  • Within 60 days from the transaction date

Want to open this account?

Contact Us Today

Call us now

and speak to one of our advisors

(+959) 951018555

  Apply in Branch

Find your nearest KBZ branch and come and talk to one of our advisors in person