KBZ MPU-UnionPay Credit Card

KBZ MPU-UnionPay Credit Card

KBZ MPU-UnionPay Credit Card provides you with a gateway to the world of convenient and secure payments. As a leading payment card brand, UnionPay International (UPI) is synonymous with reliability and acceptance, making it one of the most important credit cards in Asia. With an extensive merchant network spanning over 160 countries, including 7,000 merchants in Myanmar, you can enjoy the benefits of UnionPay wherever you go. Additionally, Cardholders can make transactions by ‘tapping’ their card on a contactless POS terminal.

Our KBZ MPU-UnionPay Credit Cards are available in two types

  • KBZ UPI Classic Credit Card
  • KBZ UPI Platinum Credit Card


Platinum & Classic Card Features

Contactless Payment

15-45 days of free revolving credit facility

Global UnionPay Merchant Acceptance

Minimum Payment Options (10% or MMK 10,000 whichever is higher)

If the outstanding amount is below MMK 10,000, actual amount is applicable

Global Cash Advance (OTC &ATM), POS and Online Purchase

24 x 7 Customer Service

MPT Customers – 09951018555
Non-MPT Customers – 8555

Cash Advance Limit (20% of Credit Limit)

Supplementary Cards up to 4 cards

Platinum Card Benefits

UnionPay Asia Prestige Program

(6 times/year free Airport VIP Lounge Access at over 400 Airports & Over 900 Lounges)

Personalized Service Assistance

MPT Customers – 09969508666
Non-MPT Customers – 8666

50% Joining Fee Discount for Supplementary Cards

Exclusive Merchant Discounts

✓ KBZ Merchant Offerings
✓ Travel Mate Asia : https://www.unionpayintl.com/en/servicesProducts/products/topicCard/asiaTravelCard/

Classic Card Benefits

50% Annual Fee Discount for Supplementary Cards

Exclusive Merchant Discounts

✓ KBZ Merchant Offerings
✓ Travel Mate Asia

Eligibility to Apply for Card

  • 21 Yeards and above for Primary
  • 18 years and above for supplementary

Minimun Monthly income:

  • Classic:MMK 300,000
  • Platinum:MMK 2,000,000

UPI Credit Card – Classic

Fees & ChangesClassic
Joining Fee (Principle)15,000 MMK
Joining Fee (Supple)7,500 MMK
Annual Fee (Principle)20,000 MMK
Annual fee (Supple)10,000 MMK
Pin Reissuing FeeFree
Replacement Card Fee10,000 MMK
Cash Advance Fees (Domestic ATM) 10,000 MMK
Cash Advance Fees (International ATM)20,000 MMK
Late Fees (Per Month) 10,000 MMK
Balance Inquires Fee ( Any ATM)Free
Interest Rate (Per Year) 16.5%
Limit Change Fee10,000 MMK
Over Limit Fee 5,000 MMK
Bank Statement Printing Fee3,000 MMK

မှတ်ချက်။ ။နိုင်ငံတကာငွေပေးချေမှုများ နှင့် နိုင်ငံခြားငွေအသုံးပြုမှုများအတွက် နိုင်ငံတကာငွေကြေးလဲလှယ်ခ နှင့် ကွန်ရက် အသုံးပြုမှု ဝန်ဆောင်ခများကို ကောက်ခံသွားပါမည်။

UPI Credit Card – Platinum

Fees & ChangesPlatinum
Joining Fee (Principle)30,000 MMK
Joining Fee (Supple)15,000 MMK
Annual Fee (Principle)120,000 MMK
Annual fee (Supple)75,000 MMK
Pin Reissuing FeeFree
Replacement Card Fee10,000 MMK
Cash Advance Fees (Domestic ATM)10,000 MMK
Cash Advance Fees (International ATM)20,000 MMK
Late Fees (Per Month)10,000 MMK
Balance Inquires Fee ( Any ATM)Free
Interest Rate (Per Year)16.5%
Limit Change Fee10,000 MMK
Over Limit Fee 10,000 MMK
Bank Statement Printing Fee3,000 MMK

မှတ်ချက်။ ။နိုင်ငံတကာငွေပေးချေမှုများ နှင့် နိုင်ငံခြားငွေအသုံးပြုမှုများအတွက် နိုင်ငံတကာငွေကြေးလဲလှယ်ခ နှင့် ကွန်ရက် အသုံးပြုမှု ဝန်ဆောင်ခများကို ကောက်ခံသွားပါမည်။

Why choose KBZ UnionPay Credit Card?

Convenient

Never have to worry about not carrying enough cash when you are out.

Shop Online

Make online payments on e-commerce websites.

Secure

No need to worry about your cash being stolen with our EMV Smart Chip Technology

DragonPass

Cardholders can use the Airport Lounge Service 6 times for free in a year

Contactless

Tap and pay for quick and easy purchases with our enhanced contactless feature

Required Documents

Salaried(any two)

  • Pay slip
  • 3 Month Bank Statement
  • Employer confirmation letter
  • Copy of Tax Book

Self Employed(any two)

  • Last 6 month bank statment
  • Business license/ Company registration
  • Previous year Tax Receipt

Identification Document

  • Copy of NRC(both sides), Supplementary application included
  • Recent Passport Size Photo (applicable for principal cardholder)
  • Copy of Household Registration Certificate
  • Ward Registration Letter (Original)

Key details of UnionPay Asia Prestige Program (For Platinum Credit Cardhoders)

(a) Process to access to Global Airport VIP Lounge Service

Once you have collected your card, you will receive SMS / email from DragonPass with website link for you to download the Application to your smart phone together with user and password to enable you to login. Once log in, you will be able to see the Account Information (ID) and number of times you are entitle for the use of the lounge. Whenever you wish to use the Global VIP Lounge Service, you have to show the DragonPass ID on your smart phone, your International Passport, Boarding Pass and KBZ UPI Platinum Credit Card to the receptionist at the lounge to gain entry.

(b) Travel Mate Asia

Travel Mate. Asia is a UnionPay program mainly designed for residents and visitors in Asia who are looking for unique preferential services. The program provides you with exclusive access to Top 20 Asian destinations travel resources and benefits from selected Asian attraction discounts, transportation, WIFI service and merchant privileges within the hotel, dining and shopping. The program can also provide access to customized travel insurance and assistance services all of which can be tailored to your specific needs, making your UnionPay card the most secure, convenient, and preferred payment method when traveling throughout Asia. https://themecard.unionpayintl.com/en/travelmateasia/

Notification of Card Dispute & Chargeback Policy

Kindly take note the below timeline to dispute any transactions arising from your card account. Please check your statement regularly. Failing which you may loose your right to dispute the transaction.

KBZ Debit Cards

  • Within 30 days from the transaction date

KBZ Credit Cards

  • Within 60 days from the transaction date


Want to open this account?

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