“Win A Million in the New Year”Campaign Terms and Conditions

1. “Win A Million in the New Year”  Campaign will be held from 20.12.2022 to 31.1.2023.

2. Everyone who uses KBZ Bank MPU-UPI credit card for any transaction type will be able to participate in the “Win A Million in the New Year” Campaign.

3. Anyone who makes KBZ Bank MPU-UPI credit card transactions during the Campaign period will automatically be eligible to participate in the Campaign.To be eligible for Coupon prizes, there is no limited amount of transactions and Customers who use KBZ Bank MPU-UPI credit card will be automatically eligible for the Lucky draw Coupons. 

4. To participate in the “Win A Million in the New Year” Campaign:

–       Anyone who makes a transaction at a POS machine or Ecommerce website using KBZ Bank MPU-UPI credit card will automatically be eligible to participate in the Campaign.

–       One transaction counts as one chance for the lucky draw. The more transactions you make, the higher your chances of winning in the Campaign.

5. The following gifts will be included in the “Win A Million in the New Year” Campaign:

– MMK 1,000,000

– MMK 300,000 

– MMK 200,000- Lucky draw Coupons

6. The winners of the Campaign will be announced in the second week of February, 2023 on KBZ Bank Facebook Official Page (with blue mark). The winners must acknowledge and agree that KBZ Bank may use the winner’s name to announce on social media and on the website.

7.       Winners will also be notified through SMS from KBZ Bank. The SMS message will include the prize won by the winner and details of the branch address for pickup. The winner must bring their NRC and show the SMS sent by the bank as a proof of winning the prize and in order to verify their identity.The expiry date of the gifts will be on 28.03.2023. If the winner does not contact the bank within the expiry date, the chance of winning the gift will be forfeited.The coupon validity period will be indicated on the coupons and it cannot be used after the specified date.

8.        Winners will have to pick up the gifts at a designated bank branch and if the gifts are not picked up within 28.03.2023, the chance of receiving the gift will be forfeited.

9.       Winners are not allowed to exchange, transfer or exchange their prize as cash. If any issues arise after winners receive their gift, KBZ will not be held responsible.

10.    The winning cash rebate amount will be topped up to the winners’ KBZ Bank MPU-UPI credit card within (10) business days. The winning amount will not be transferred as cash. The date for receiving the prize may vary due to public holidays or circumstances beyond KBZ Bank’s control. 

11. KBZ Bank employees will not contact participants in the Campaign to ask for OTP or PIN or KBZ Bank Account information.

 12. Customers are strictly forbidden to cheat in any other form or manner during this Campaign. KBZ Bank has the right to cancel and/or ban any Customer who is suspected to be cheating in any form and/or manner.

13.     In the event of any dispute arising between KBZ Bank Customers and KBZ Bank regarding this Campaign, such dispute will be examined carefully and finally resolved by the authorized officers of KBZ Bank without any prejudice to the statutory rights of the Customers.

14.       KBZ Bank, at any time, shall have the right to amend or cancel or terminate the Terms and Conditions and or Campaign and the benefits or features regarding this Campaign conditionally for some reasons without giving any notice.

15.    Customer acknowledges and agrees that there is no right to receive any compensation as a result of cancellation or termination of this Campaign for some reasons and/or variation to these Terms anC conditions without giving any notice.

16.       All normal KBZ Bank Card Terms and Conditions apply.

17. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Union of Myanmar.

18. KBZ reserves the right to revise initiatives introduced in response to COVID-19 and natural disasters or force majeure events at any time, as the situation evolves. KBZ will not be liable to the Customer or any other party or be considered in breach of these Terms and Conditions for a failure to perform, or delay in performing, any such obligation set out in these Terms and Conditions while those circumstances.19. These Terms and Conditions are made both in English and Myanmar and both versions shall be equally authentic and effective. In case of any discrepancy between two versions, the Myanmar version shall prevail.