Lien Loan

What is Lien Loan?

A Lien Loan allows customers to obtain financing secured against their deposit without the need to liquidate the deposit account. This enables customers to maintain their interest earnings while gaining access to funds, thereby minimizing potential loss of interest income.

Who can apply?

Customers holding Fixed Deposit or Savings Deposit accounts with KBZ Bank are eligible to apply for a Lien Loan. Both individual and joint account holders may apply.

How to apply?

Customers may apply for a Lien Loan at the branch where their Fixed Deposit or Savings Deposit account was originally opened. Required documents are as follows.

• NRC
• Household Registration
• Approval of Permanent Address

Benefit

Flexible repayment process

Enjoy repayment options tailored to your financial situation, giving you more control and convenience.

Less processing time

Get faster approvals and quicker access to funds.

Minimal documentation required

Apply with ease through a simple process that requires only essential documents.

Other Information

• Interest

12%

• Service Charges

0.5%

• Repayment (Holiday Treatment)

If your loan due date falls on a holiday, the repayment will be deducted on the last working day before the holiday.