The KBZ Home Loan is a long-term financial plan that allows you to make your dreams come true and own your own property. All you need is a minimum of 30% down payment of the total home price, monthly interest and principal of 3 to 25 years. The required documents to apply are below – please read carefully to ensure you have all documents before you apply.
Partial prepayment and full prepayment will be allowed after one year
100% balance of principal prepayment allowed (after3 years ) without any penalty
3% will be charged for any prepayment from 1 to 3 years
It will take approximately 14 working days to process.
We have provided a calculator in our website. This allows you to work out the maximum credit limit that you can apply for, your monthly repayment, total interest that you have to pay based on your credit limit and the credit terms that you can apply for (based on your age and income).
Our KBZ web page and selected KBZ Branches with their corresponding phone numbers.
Yes you certainly can.
It will depend on your down payment and your monthly income. We will provide the loan from 3 to 15 years based on property value.
The property itself is collateral. No further collateral will be needed.
Monthly repayment method will be applied. The interest rate is to be confirmed by CBM.